Personal Debt Recovery

Who we may help

We assess the basis of the amount, what was agreed, the available evidence and whether the debt is accepted or disputed. Possible matters include unpaid personal loans, agreed repayments, unreturned deposits, agreed refunds and money owed after private transactions.

• Money owed by friends, family or other private individuals
• Eligible debts owed by sole traders, tradespeople or limited companies
• Agreed repayments, deposits, refunds and private transaction balances

What this service does not claim

This is a limited, pre-legal negotiation service for private individuals. Private Resolve does not have enforcement powers, provide legal advice or guarantee repayment. Suitability and the permitted scope of any work are checked before an engagement is agreed.

• No pressure tactics or misleading claims
• No promise that a debt will be paid or recovered
• No court, bailiff or enforcement-agent service

How an enquiry is assessed

We ask what the amount relates to, who the parties are, whether the debt is disputed and what steps have already taken place. We then confirm whether negotiation support is suitable and what role, scope and fee terms would apply. No engagement begins until agreed in writing.

• If court deadlines are approaching, obtain independent legal advice promptly
• A conversation with us does not pause limitation periods or court directions

Choose the relevant page

These pages explain the limited negotiation route for different kinds of unpaid debt. They are not promises of a collection or enforcement service.